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Below you'll see average annual rates for Florida, ranked cheapest to most expensive, for three coverage levels: State minimum liability requirements Liability limits of $50,000 per person/$100,000 per accident and $50,000 property damage Liability of $100,000 per person/$300,000 per accident and $100,000 property damage, with comprehensive and collision at $500 deductible Company State Minimum average annual rate Geico $422 Progressive $650 State Farm $719 Allstate $1,207 21st Century $1,421 Company 50/100/50 average annual rate Geico $575 Progressive $741 State Farm $884 21st Century $1,111 Allstate $1,337 Company 100/300/100 average annual rate Geico $1,192 State Farm $1,611 Progressive $1,754 21st Century $1,972 Allstate $2,584 Best car insurance companies in Florida Scores are based on Insure.com?s ?Best Insurance Companies? customer review survey of 3,700 customers. Companies not in the top 10 of market share do not qualify. All scores are out of 100. Best c...