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xamaruk

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Choosing the Right Car Insurance Choosing the Right Coverage Your car insurance policy must include some coverage to protect you financially against major risks. Here are three types of coverage that are typically required. Protection Against Liability Claims Liability Coverage (civil liability coverage in Quebec) protects you financially if you are legally liable for injuring someone or causing damage to another person?s property or automobile while operating a motor vehicle. Minimum required: Depends on province or territory Recommended: You may need more than the minimum set by your provice or territory. Get advice from an RBC Insurance Advisor for the right amount for your situation. Protection Against Injury or Death If you are injured in a motor vehicle accident, Accident Benefits coverage can help replace your lost income or pay for medical, rehabilitation and other expenses not covered by government health insurance. It can also provide ...

xamargirlimo

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Health care in Australia is delivered as a mixed system: universal health care (public) and private providers (insurance). The majority of Australia's health care is provided publicly (hospitals and primary health care eg General Practitioners) with the remaining provided by the private sector (private hospitals, allied health care such as physiotherapy and dental). Medicare is Australia's universal health care system, which is the primary health scheme that subsidises most medical costs in Australia for all Australian citizens and permanent residents. A number of other schemes cover the medical costs in specific circumstances, such as for veterans or indigenous Australians, motor vehicle insurance, and workers' compensation  schemes, besides others. The current Medicare levy, paid by Australians who earn over a certain income is 2%.  Those that earn more are expected to pay an additional surcharge if they do not have private health insurance (Medicare Levy Surcharge). ...

xamarbalouch

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Car insurance that suits who you are Car insurance that suits who you are A new car means different things to different people. For some, it?s a ticket to freedom. For others, it?s the next item on the list to check off when expanding their family. Just as there are different types of cars suited for different types of people, so too are there different car insurance policies for anyone who needs to be covered. Let?s look at just a few of those people right here. Women comprise much less of the national road toll than men do ? this is a statistical fact. Female drivers may qualify for a specialised policy ? one befitting their lower risk profile. This doesn?t mean women get cheap car insurance as a rule, but it?s a strong indicator that great value policies are out there for them to find! As for all the men reading this, there are limited specialist options for male drivers, so your best bet is to compare a range of policies from a bunch of different brands. There are hundreds of optio...

xamargirlusa

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Want 1 month of free health insurance? Let?s start with the Medicare Levy Surcharge (MLS) As Australian residents we all have the right to health care through Medicare, a system partly funded by taxpayers, many of whom pay a Medicare levy of 2% of their taxable income. Your Medicare levy is reduced if your taxable income is below a certain threshold, meaning that some people may not have to pay the levy at all. However, if you don?t have appropriate hospital cover and your annual income* is over $90,000 as a single, or over $180,000 as a couple/family then you could also be hit with the MLS. The family income threshold is increased by $1,500 for each MLS dependent child after the first child.